3719 E Locust Cir

Prospect, KY
$ 475,000 Beds 4 Baths 3.5 Sq 2,290
Monthly Estimate* How much can I afford?

Welcome home to this beautiful traditional brick two-story home nestled in the heart of Prospect in River Bluff Farms. Designed for comfortable everyday living and effortless entertaining, the first floor features a formal living room, perfect for gathering friends and family. A spacious, light-filled family room with custom built-ins, ceiling fan, access to the deck, and cozy brick gas fireplace flows seamlessly into the eat-in kitchen. Here you will notice features such as hardwood raised-panel cabinetry, a pantry, planning desk, new dishwasher & microwave, recessed lighting, and separate access to the deck. Step outside to the generous-size brand new deck overlooking the fenced backyard, with additional outdoor living space on the patio below. The formal dining room with elegant chandelier & chair rail is the ideal spot to host family and friends for special occasions or holiday meals. Don't miss the conveniently located powder room on the main level. Upstairs, the spacious primary suite offers a vaulted hip ceiling with fan, walk-in closet, and a relaxing ensuite bath complete with a separate shower, ceramic tile flooring, and double vanity. There are three additional bedrooms and a full bathroom on the second level. The guest full bathroom features ceramic tile flooring, tub/shower combo, and a linen closet. Also conveniently located on the second level is the laundry. The unfinished walkout lower level has finished drywall and is ready for your flooring choice. Here, you can expand your living space however you please. There is currently a full bath with ceramic tile flooring, separate shower, and raised-height vanity, making it ideal for guests. Beautiful crown molding throughout many of the home's main living areas adds timeless character and elegance. An attached 2½-car garage provides plenty of room for vehicles, storage, and hobbies. Updates include new LVP flooring throughout the main level, new deck, new water heater, and new dishwasher and microwave in the kitchen. Conveniently located near shopping, dining, & parks, this Prospect home offers the perfect combination of space, comfort, and an exceptional location. Schedule your private showing today and discover everything this wonderful home has to offer.

Active

  • Price
  • $ 475,000
  • City
  • Prospect
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Oldham
  • Half Bathrooms
  • 1
  • Area
  • Oldham County N171
  • Lot Size
  • 0.46 Acres
  • Zip
  • 40059
  • Sqr Footage
  • 2,290
  • Year Built
  • 1990
  • Style
  • Traditional
  • MLS#
  • 1724837
Listed By: Coldwell Banker McMahan
Data Source: Metro Search, Inc.

Features

General

Heating Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
HOA Fee 225
Garage Spaces 2
Architectural Style Traditional
Construction Materials Wood Frame,Brick Veneer
Year Built 1990
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
Association Amenities Other - See Remarks
HOA true
Attached Garage true
Subdivision Name RIVER BLUFF FARM
Garage Y/N true
Total Rooms 14
Full Baths 3
Status Active
Directions US Highway 42 to subdivision, then turn right
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 20037.6
MLS Area Minor 20-Oldham County N171
Standard Status Active
Tax Lot 89

Interior Features

Basement Walkout Finished
Total Fireplaces 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2290
Half Baths 1
Total Bedrooms 4
LivingAreaSource Other
Total Baths 4

Exterior Features

Fencing Privacy
Parking Features Attached,Entry Rear
Lot Features Corner Lot,Cleared,Level
Water Source Public
Lot Size Area 0.46
Foundation Details Poured Concrete
Building Area Total 2290
Lot Size Acres 0.46

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Louisville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

7/30/2026 Listed $475,000

Property vs Zip Code Average in 40059

Price
AVG $1.3M
$480K
Year Built
AVG 2005
1990

3719 E Locust Cir Prospect, KY is a Single Family Home for sale at $475000 with 2290 sqft and a lot size of 0.46 Acres Acre(s). 3719 E Locust Cir Prospect has 4 bedrooms, 3 baths and was built in 1990. The property's zip code is 40059 which is in Prospect, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.